Short-Term Medical Product Highlights
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Broad footprint of state availability
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Look back for pre-existing up to 12 months (varies by state)
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Access to Aetna Open Choice PPO Network & Cigna PPO Network
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Policy maximums range from $250K-$5 Million
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Other products like Critical Illness, Accident and Dental are available
​*Allstate Health Solution Plans not available in these states: AK, CA, CO, CT, DC, DE, HI, MA, ME, MN, NJ, NH, NM, NY, PA, RI, VT, WA
Critical Illness Product Highlights
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No deductibles
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No network restrictions
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Lump sum cash benefit up to plan limits
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Four coverage tiers to choose from
Term Life Highlights
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Total cash benefit is paid to your beneficiary to use it any way they see fit
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No medical exam required1
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Plans issued for ages 18-64
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Rate guarantee for five years
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Policy auto renews through age 852
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Primary and spouse coverage only3
​1. Product is medically underwritten.
2. Unless death or expiration on the policy benefit schedule is met.
3. No dependent coverage or child-only policies.
Accident Product Highlights
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Flexible plan terms, from 30 to 364 days
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No network restrictions
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Guaranteed coverage for applicants aged 18 to 64
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No waiting periods
Dental Highlights
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Choose either PPO or Copay plans
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No waiting periods
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Increasing coinsurance up to year three
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Up to a $3,000 annual maximum for PPO plans
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No annual maximum for Copay plans
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Orthodontic coverage
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Child-only plans available
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Aetna Dental Administrators Network
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Add vision coverage from Avesis
Cancer and Heart/Stroke Highlights
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Affordable, easy to understand and easy to use
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Individual or family plans
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Four benefit levels: $25,000, $30,000, $50,000, $75,000
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Works well with any other medical plan
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Cash paid directly to your client to use any way they need to
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Choice of provider—see any doctor or go to any hospital without network restrictions
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Add to any medical plan
Fixed Benefits Medical Highlights
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Pays set cash benefits for covered medical services: doctor visits, urgent care, hospital stays, lab work and more
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No deductible to meet before benefits are paid
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No network restrictions
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Designed to work alongside primary health insurance—not a substitute for major medical insurance
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LIFE association membership benefits*
*The LIFE Association is a not-for-profit, members-only association. Memberships provide access to Allstate Health Solutions plus many other lifestyle-related benefits and discounts on everyday services and needs. Membership benefits vary by state. Membership is not required in NV, PA, SD, WY.
Get in Touch
7900 International Drive, Suite 1040
Bloomington, MN 55425