Short- Term Medical Product Highlights
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Broad footprint of state availability
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Look back for pre-existing up to 12 months (varies by state)
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Access to Aetna Open Choice PPO Network & Cigna PPO Network
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Policy maximums range from $250K-$5 Million
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Other products like Critical Illness, Accident and Dental are available
​*Allstate Health Solution Plans not available in these states: AK, CA, CO, CT, DC, DE, HI, MA, ME, MN, NJ, NH, NM, NY, PA, RI, VT, WA
Critical Illness Product Highlights
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No deductibles
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No network restrictions
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Lump sum cash benefit up to plan limits
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Four coverage tiers to choose from
Accident Product Highlights
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Flexible plan terms, from 30 to 364 days
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No network restrictions
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Guaranteed coverage for applicants aged 18 to 64
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No waiting periods
Dental Highlights
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Choose either PPO or Copay plans
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No waiting periods
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Increasing coinsurance up to year three
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Up to a $3,000 annual maximum for PPO plans
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No annual maximum for Copay plans
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Orthodontic coverage
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Child-only plans available
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Aetna Dental Administrators Network
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Add vision coverage from Avesis
Term Life Highlights
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Total cash benefit is paid to your beneficiary to use it any way they see fit
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No medical exam required1
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Plans issued for ages 18-64
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Rate guarantee for five years
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Policy auto renews through age 852
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Primary and spouse coverage only3
​1. Product is medically underwritten.
2. Unless death or expiration on the policy benefit schedule is met.
3. No dependent coverage or child-only policies.
Cancer and Heart/Stroke Highlights
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Affordable, easy to understand and easy to use
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Individual or family plans
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Four benefit levels: $25,000, $30,000, $50,000, $75,000
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Works well with any other medical plan
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Cash paid directly to your client to use any way they need to
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Choice of provider—see any doctor or go to any hospital without network restrictions
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Add to any medical plan
Get in Touch
7900 International Drive, Suite 1040
Bloomington, MN 55425