​No waiting periods

Unlimited number of accidents each year

A single accident has a 180-day benefit period

Accident medical expense benefits up to $20,000 (max calendar year benefit)

Accident weekly total disability income benefit per accident up to $1,000

AME benefit value increases by $500 in years two and three of the policy to help keep up with rising out-of-pocket costs 

$250 deductible on AME reduces by $100 per year for each year on a policy - encourages persistency and increases lifetime value 

Embedded $25,000 accidental death and dismemberment benefits

Death benefit for a child dependent is $12,500

The policy helps pay for out-of-pocket expenses not covered by major medical plans