Lincoln Financial Group
Short Term Disability Highlights
Group size: 2+
States available: Available in all states
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Short term disability: True or voluntary plans available (Minimum 5 enrolled for Vol LTD)
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Greater than 5 lives or 50% participation required for voluntary
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All guarantee issue
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60% and 66 2/3% to a maximum of $1,500 and $2,000
Long Term Disability Highlights
Group size: 2+
States available: Available in all states
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Long term disability: True or voluntary plans available (Minimum 5 enrolled for Vol LTD)
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Greater than 5 lives or 50% participation required for voluntary
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$100 monthly minimum benefit
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Employee assistance program
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90 or 180 day elimination period
Life Insurance Group Highlights
Group size: 2+
States available: Available in all states
Basic Life / AD&D and Optional Life/AD&D Product Highlights:
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Flat amount & 1x, 2x, or 3x salary up to $350,000
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Benefit amounts up to $100,000 for 2-4 lives
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Benefit amounts up to $200,000 for 5-9 lives
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Benefit amounts up to $350,000 for 10-24 lives
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Can offer flat $100,000 for 2-9 lives and flat $200,000 for 10-24 lives
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Max guarantee issue based on total volume of group's life benefit
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Optional life for 5-9 lives up to $100,000 - $30,000 GI / optional life 10-14 lives up to $200,000
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Simplified EOI process for any amounts requested above the Guarantee Issue
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Dependent life options: $5,000 & $10,000 Spouse / $2,000 & $5,000 for children over 6 months of age / $100 for children under 6 months
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Accelerated Death Benefit
Voluntary Life & AD&D Product Highlights:
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Offered to groups with 10-24 employees
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$10,000 increments to $300,000
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Guarantee issue 10-14 lives is $30,000 and 15-24 lives is $50,000
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Spouse life amounts of 50% of employee elected amounts up to $50,000
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Dependent child amount is $10,000
Get in Touch
7900 International Drive, Suite 1040
Bloomington, MN 55425