
Unum
At Unum, we help millions of employees protect their families, their finances and their futures. Comprehensive coverages, superior technology and unparalleled support — delivered where and when it’s needed most.
Life Plan Highlights
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Option of flat benefit or 1-2 times salary
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Guaranteed Issue $50,000 maximum
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Accelerated benefits up to 50% of the total life insurance benefit
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Optional waiver of premium
LTD Plan Highlights
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Own-occupation, residual, and partial definitions of disability
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Benefits payable to age 65 or older for injury or illness
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Work-life balance employee assistance program
STD Plan Highlights
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Choice of 50-60% up to $1,000/week
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Plan designs for groups as small as two employees
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Choice of employer-paid, shared contributions, or employee paid
Accident Plan Highlights
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All benefits are per accident
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Hospital Short Stay- provides a benefit for hospital stays between 8 hrs and 20hrs
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Tiered Durable Medical Equipment benefit and each tier is compensable per accident
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Medical imaging is also tiered and each tier is compensable per accident
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Broader pain management treatment along with injections for infection prevention
Critical Illness Plan Highlights
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Simple plan options- $10,000 to $30,000
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Covers over 28 different conditions Including Cancer upon diagnosis
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Recurrence- 180 day separation (includes Cancer)
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Breast Cancer is paid at 100% (beginning with Stage 0)
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Guaranteed Issue for all initial open enrollments, new hires, late entrants, life events, etc
Dental & Vision Coverage also Available
Please contact agent support at agentsupport@directbenefits.com or at 800.620.5010 and select option 5
To get your custom quote started, please reach out to agent support:
agentsupport@directbenefits.com
800.620.5010, select option 5
Get in Touch
7900 International Drive, Suite 1040
Bloomington, MN 55425