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Unum

At Unum, we help millions of employees protect their families, their finances and their futures. Comprehensive coverages, superior technology and unparalleled support — delivered where and when it’s needed most. 

Life Plan Highlights

  • Option of flat benefit or 1-2 times salary

  • Guaranteed Issue $50,000 maximum

  • Accelerated benefits up to 50% of the total life insurance benefit

  • Optional waiver of premium

LTD Plan Highlights

  • Own-occupation, residual, and partial definitions of disability

  • Benefits payable to age 65 or older for injury or illness

  • Work-life balance employee assistance program

STD Plan Highlights

  • Choice of 50-60% up to $1,000/week

  • Plan designs for groups as small as two employees

  • Choice of employer-paid, shared contributions, or employee paid

Accident Plan Highlights

  • All benefits are per accident

  • Hospital Short Stay- provides a benefit for hospital stays between 8 hrs and 20hrs

  • Tiered Durable Medical Equipment benefit and each tier is compensable per accident

  • Medical imaging is also tiered and each tier is compensable per accident

  • Broader pain management treatment along with injections for infection prevention

Critical Illness Plan Highlights

  • Simple plan options- $10,000 to $30,000 

  • Covers over 28 different conditions Including Cancer upon diagnosis

  • Recurrence- 180 day separation (includes Cancer)

  • Breast Cancer is paid at 100% (beginning with Stage 0) 

  • Guaranteed Issue for all initial open enrollments, new hires, late entrants, life events, etc

Dental & Vision Coverage also Available

Please contact agent support at agentsupport@directbenefits.com or at 800.620.5010 and select option 5

To get your custom quote started, please reach out to agent support: 

agentsupport@directbenefits.com

800.620.5010, select option 5

Get in Touch

7900 International Drive, Suite 1040

Bloomington, MN 55425

Individual Products

800.620.5010, option 4

concierge@directbenefits.com

Group Products

800.620.5010, option 5

agentsupport@directbenefits.com

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