Individual Plan Highlights
Magnum Dental insurance plans offer budget-friendly options for individuals and families. Magnum individual and family plans are underwritten by Ameritas Life with access to the Ameritas Dental Network of over 135,000 providers with more than 607,000 access points nationwide.
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Budget-friendly PPO dental plans
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Choose any dentist (in- and out-of-network coverage)
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Easy access to a top network with Ameritas offering 25-50% reduced rates for all covered services (instant savings!)
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Preventive care services covered 100% with two cleanings per year
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Up to a $1,250 annual max
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No waiting period for preventive care services
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6 month waiting period for basic care services
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12 month waiting period for major care services
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Oral surgery, endodontic, periodontic and restoration services coverage available and more
Preventive Plus
Covered Preventive procedures are not deducted from the plan's dental maximum benefits. This saves the entire annual maximum benefit to help pay for more expensive Basic and Major procedures.
Credit for Prior Coverage
Magnum plans offer a credit for prior coverage. You’ll receive Year 2 benefits on preventive, basic and major services from day one, waiving waiting periods. To be eligible, you must have had a prior fully insured dental plan for at least 12 consecutive months, with a gap in coverage of no more than two months before the new plans effective date. CPC is not available if the prior plan was a DHMO, discount or schedule plan.
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7900 International Drive, Suite 1040
Bloomington, MN 55425