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NCD

NCD is dedicated to improving lives by driving better health, providing exceptional experience, and Spreading the Smile. NCD currently focuses on ancillary benefits such as dental and vision insurance to augment the health insurance our clients have.  

MetLife Dental Plan Highlights

States available: AL, AZ, AR, CA, CO, CT*, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, MI, MN, MS, MO, ND, NE, NJ, NV, NY*, OH, OK, OR, RI, SC, TN, TX, WV, WI, WY

*NY/CT have different co-insurance amounts and do have a 12 month waiting period for major services.

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Provider search: MetLife Providers

This product is underwritten by MetLife.

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  • NCD Value, NCD Essentials and NCD Complete plans are available

  • $50 per year/per member annual deductible for Value and Essentials plan

  • $100-lifetime deductible for Complete plan

  • $750, $2,000 and $10,000 annual maximum benefits

  • No age banded rates; pricing determined by your zip code

  • No waiting periods on covered preventative, basic and major dental services

  • Guaranteed issue

  • Access to National Wellness & Fitness Association (NWFA) member benefits include discounts on wellness services, lab work, imaging, emergency travel assistance and chiropractic services

NCD Elite Plans by MetLife

States available: AL, AZ, AR, CA, CO, CT*, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, MI, MN, MS, MO, ND, NE, NJ, NV, NY*, OH, OK, OR, RI, SC, TN, TX, WV, WI, WY

*NY/CT have different co-insurance amounts and do have a 12 month waiting period for major services.

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Provider search: MetLife Providers

This product is underwritten by MetLife.

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  • $1,500, $3,000, and $5,000 annual maximum benefits

  • High basic coinsurance of 80% in the first year on Elite plans

  • Guaranteed issue

  • Access to National Wellness & Fitness Association (NWFA) member benefits include discounts on wellness services, lab work, imaging, emergency travel assistance and chiropractic services

Vision Preferred Plan by NCD

States available: AL, AZ, AR, CA, CO, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, MI, MN, MS, MO, NE, NM, NV, NJ, ND, OH, OK, RI, SC, TN, TX, WV, WI, WY

Provider search: Vision Preferred Plan Providers

 

  • $20 Exam Copay

  • No waiting periods

  • Exam and lenses every 12 months, frames every 24 months.

  • Guaranteed acceptance (no age limit restriction)

  • Additional discounts on sunglasses, LASIK, PRK and more.

NCD Bright Plans by MetLife

Provider search: MetLife Providers

This product is underwritten by MetLife.

  • NCD Bright 1000 and NCD Bright 1500 plans are available

  • $1,000 and $1,500 annual max benefits

  • Budget-conscious plans with broad coverage

  • No waiting periods for preventive, basic or major care

  • Access to National Wellness & Fitness Association (NWFA) member benefits include discounts on wellness services, lab work, imaging, emergency travel assistance and chiropractic services

AccidentPrime

Ideal for under-65 clients, these new NCD accident medical expense plans provide additional financial support when they need it most.

  • Four max benefit options to choose from: Up to $15,000

  • No deductible, no waiting period, no medical exam required

  • Per-incident reset: Benefits reset after each accident, unlimited accidents

  • First-dollar coverage: Complements any high-deductible plan

  • Agent commissions that remain level for the life of the plan

  • ​Access to National Wellness & Fitness Association (NWFA) member benefits include discounts on wellness services, lab work, imaging, emergency travel assistance and chiropractic services

Get in Touch

7900 International Drive, Suite 1040

Bloomington, MN 55425

Individual Products

800.620.5010, option 4

concierge@directbenefits.com

Group Products

800.620.5010, option 5

agentsupport@directbenefits.com

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