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NCD

NCD is dedicated to improving lives by driving better health, providing exceptional experience, and Spreading the Smile. NCD currently focuses on ancillary benefits such as dental and vision insurance to augment the health insurance our clients have.  

Password: Regional 

MetLife Dental Plan Highlights

States available: AL, AZ, AR, CA, CO, CT*, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, MI, MN, MS, MO, ND, NE, NJ, NV, NY*, OH, OK, OR, RI, SC, TN, TX, WV, WI, WY

*NY/CT have different co-insurance amounts and do have a 12 month waiting period for major services.

Provider search: MetLife Providers

This product is underwritten by MetLife.

  • NCD Value, NCD Essentials and NCD Complete plans are available

  • $50 per year/per member annual deductible for Value and Essentials plan

  • $100-lifetime deductible for Complete plan

  • $750, $2,000 and $10,000 annual maximum benefits

  • No age banded rates; pricing determined by your zip code

  • No waiting periods on covered preventative, basic and major dental services

  • Guaranteed issue

  • Automatically enrolled in NWFA (National Wellness & Fitness Association) offering discounts on health, travel and more

Vision Preferred Plan by NCD

States available: AL, AZ, AR, CA, CO, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, MI, MN, MS, MO, NE, NV, NJ, ND, OH, OK, RI, SC, TN, TX, WV, WI, WY

Provider search: Vision Preferred Plan Providers

 

  • $20 Exam Copay

  • No waiting periods

  • Exam and lenses every 12 months, frames every 24 months.

  • Guaranteed acceptance (no age limit restriction)

  • Additional discounts on sunglasses, LASIK, PRK and more.

NCD Elite Plans by MetLife

States available: AL, AZ, AR, CA, CO, CT*, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MA, MI, MN, MS, MO, ND, NE, NJ, NV, NY*, OH, OK, OR, RI, SC, TN, TX, WV, WI, WY

*NY/CT have different co-insurance amounts and do have a 12 month waiting period for major services.

Provider search: MetLife Providers

This product is underwritten by MetLife.

  • $1,500, $3,000, and $5,000 annual maximum benefits

  • High basic coinsurance of 80% in the first year on Elite plans

  • Guaranteed issue

  • Automatically enrolled in NWFA (National Wellness & Fitness Association) offering discounts on health, travel and more

Get in Touch

7900 International Drive, Suite 1040

Bloomington, MN 55425

Individual Products

800.620.5010, option 4

concierge@directbenefits.com

Group Products

800.620.5010, option 5

agentsupport@directbenefits.com

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