Reliance Standard

Reliance Standard Life Insurance Company is a leading provider of financial protection, absence management and supplemental health benefits solutions, driven by technology and an integrated customer experience. We distribute these solutions through independent brokers and agents to employer groups of all sizes.

2026 Small Group Cash Challenge

SmartChoice®

Life Insurance Plan Highlights

Small Group (2-19) Product Highlights:

Optional Waiver of Premium and Accelerated Benefits
Will and Legal Document Center resources at no cost
Identity theft kit
Beneficiary Support

Long Term Disability Plan Highlights

Small Group (2-19) Product Highlights:

Guarantee Issue
$7,500 monthly benefit
Pre-existing condition benefit
Two-year rate guarantee
Rehabilitation benefit

Short Term Disability Plan Highlights

Small Group (2-19) Product Highlights:

Guarantee Issue
Pre-existing condition benefit
Benefit percentage up to 70%
Weekly benefit to $1,500
Three-year rate guarantee

Dental Plan Highlights

Small Group (2-19) Product Highlights:

Three options available for selection, one of which includes a vision component.
Out-of-network reimbursements up to the 80th percentile, with the option to increase to the 90th percentile.
Dental Rewards Program available
Child-Only Orthodontic Coverage available