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Group Plan Highlights

Group size: 2-199

States available: All but MA & WA

Provider search: Ameritas Classic Network

Spirit Group Dental High Plan Highlights

  • NO waiting period for groups with prior coverage

  • Annual max of $1,000-$5,000 ($2,000 max for groups of 2-4)

  • Coinsurance 100-90-60 IN & 100-80-50 OON

  • 80 or 90th UCR for OON services

  • 3 Cleanings per year

  • Available to groups as employer paid/voluntary down to 2 enrolled

  • Adult & Child Ortho available to $1,500, group size 5+

  • Optional Dental Rewards Program available

Spirit Group Dental Low Plan Highlights

  • NO waiting period for groups with prior coverage

  • Annual max of $1,000-$5,000 ($2,000 max for groups of 2-4)

  • Coinsurance 100-80-50 IN & 100-70-40 OON

  • 80 or 90th UCR for OON services

  • 3 Cleanings per year

  • Available to groups as employer paid/voluntary down to 2 enrolled

  • Child Only Ortho available to $1,000, group size of 5+

  • Optional Dental Rewards Program available

Spirit Dental State Availability Map

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Spirit Dental & Vision State Availability Map .png

Spirit Group Vision Plan Highlights

  • Both EyeMed and VSP plans offer:

    • Available for groups down to 2 lives

    • Competitive rates guaranteed for 4 years

    • Voluntary rates or 75% participation rates

    • Exams, prescription glasses or contacts every 12 months

    • $130 or $180 frame or contact allowance options

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  • 12 plans to choose from

  • Materials only plan options

  • EyeMed providers like LensCrafters, Target Optical, Pearle Vision, Glasses.com & contacts direct

  • Available in all states but MA, MD, ME, MT, NM, RI, WA. Plans I-L (materials only) not available in OH

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  • 8 plans to choose from

  • VSP providers like: Visionworks, Walmart, Sams Club, Pearle Vision, eyeconic and Costco (Not all providers at Costco locations are VSP network providers.)

  • Available in all states but MA, MD, ME, MT, RI and WA

Get in Touch

7900 International Drive, Suite 1040

Bloomington, MN 55425

Individual Products

800.620.5010, option 4

concierge@directbenefits.com

Group Products

800.620.5010, option 5

agentsupport@directbenefits.com

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